When the user visits or interacts with our sites, services, applications, tools or systems for sending messages, Utility|Pay or its authorized service providers may use cookies, web beacons and other similar technologies for advertising purposes and to store information that can help the user to have a safer and faster user experience.

This page has been designed to help you better understand these technologies and how they are used on our sites, services, applications and tools. The following summarizes some key points to keep in mind regarding the use of these technologies. Our full information on the use of cookies is set out below.

The cookies and similar technologies we use are necessary for the operation of our services, to improve our performance, to provide additional functionality or to allow us to send you personalized and targeted advertising messages. Utility|Pay uses cookies and similar technologies that remain on the user's device only as long as the browser remains active (session cookies) and cookies and similar technologies that remain on the user's device for a longer period of time (persistent cookies). The user has the option to block, delete or disable these cookies if the device allows it. The user can manage cookies and related preferences in the device or browser settings.

Whenever possible, security measures are applied to prevent unauthorized access to Utility|Pay cookies and similar technologies. A unique identifier ensures that only Utility|Pay and/or our authorized service providers can access cookie data.

Service providers are companies that help Utility|Pay with various aspects of our business, such as the operation of the site, services, applications, advertising and tools. Authorized service providers allow us to present you with advertising messages that may be of interest to you on Utility|Pay services and elsewhere on the web. These service providers may in turn send cookies to the user's device through the Utility|Pay services (third-party cookies). They may also acquire information to identify the user's device, such as the IP address or other unique or device identifiers.

What are cookies, web beacons and similar technologies?

Like most sites, Utility|Pay uses small data files that are saved on the user's computer, tablet, cell phone or other devices (referred to as a 'device') to record certain information each time the user visits or interacts with Utility|Pay sites, services, applications, messages and tools.

The names and specific types of cookies, web beacons, and other similar technologies may change over time. To help you better understand these rules and the use of these technologies by Utility|Pay, here are some terms with their definitions.

Cookies: small text files (usually consisting of letters and numbers) that are saved in the memory of the user's browser or device when visiting a site or viewing a message. Cookies allow a site to recognize a particular device or browser. There are different types of cookies:

1. - session cookies expire at the end of the browser session and allow Utility|Pay to link the user's actions during that specific session;
2. - permanent cookies remain stored on the user's device even after the end of the browser session and allow you to remember your preferences or actions within multiple sites;
3. - proprietary cookies are set by the site you are visiting;
4. - third-party cookies are set by a site third party other than the site you are visiting;
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Cookies can be deactivated or removed using the tools available in most browsers. Cookie preferences must be set separately for each browser used, as each of them offers specific functionality and options.

Web beacon: small images (also referred to as 'pixel tags' or 'clear GIF') that may be present on our sites, services, applications, systems for sending messages and tools, which normally work with cookies to identify our users and their habits.

Similar technologies: technologies that store information in the browser or device using locally shared objects or local storage systems, such as flash cookies, HTML5 cookies, and other software methods for web applications. These technologies can work on all browsers used by the user and, in some cases, they may not be fully managed by the browser and require management directly through the installed applications or the device. Utility|Pay does not use such information storage technologies to adapt advertising to the user's profile on its sites and outside them.

The terms' cookies' and 'similar technologies' may be used interchangeably in the Utility|Pay rules in reference to all technologies used to store data in the user's browser or device or to technologies that collect data or that allow the user to be identified in the manner described above.

Why we use cookies
Cookies and similar technologies we use are necessary for the operation of our services, to improve our performance, to provide additional functionality or to allow us to send the user personalized and targeted advertising messages. We use both session and permanent cookies and similar technologies.


Generally, these technologies allow sites, services, applications and tools to store relevant information in the browser or device used and, subsequently, to read it to identify the user on the Utility|Pay servers and internal systems. Whenever possible, cookies and similar technologies are protected so that only Utility|Pay and /or authorized service providers can interpret them by assigning them a unique identifier intended only for interpretation by Utility|Pay.

The uses of such technologies fall into the following general categories:



1. Fundamental. The use of cookies, web beacons or other similar technologies is necessary for the operation of sites, services, applications and tools. This includes technologies that allow the user to access the sites, services, applications and tools required to identify irregular activity on the site, avoid fraudulent activity and improve security or that allow the use of other functions such as shopping carts, saved searches or similar functions;
2. Performance-related use Utility|Pay may use cookies, web beacons or other similar technologies to evaluate the performance of its sites, applications, services and tools, also as part of the procedures of analysis to understand how visitors use the sites, determine if the user interacts with systems for sending messages, understand if they view an element or link or improve the content of the site, applications, services or Utility|Pay tools;
3. Use related to the Utility|Pay functionality may use cookies, web beacons or other similar technologies that allow us to offer advanced functionality when accessing or using Utility|Pay sites, services, applications or tools. This may include identifying the user when accessing the Utility|Pay sites or storing their preferences, interests or items already viewed to allow Utility|Pay to improve the presentation of content on its sites;
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personal data that we collect and store through the use of these technologies for categories 2 to 4 mentioned above, is based on the user's consent, obtained through a clear communication on our website at the first visit. This consent can be withdrawn through the browser settings as indicated below. < /em>

For specific information on how to change cookie settings on the following browsers, click on the relevant link below:

- Internet Explorer

- Firefox -

Chrome

- Safari

- OSX/Mac OS

-

iOS

Use of these technologies by authorized third-party service providers,

Utility|Pay may collaborate with third-party companies, generally known as service providers, that are authorized

to use cookies, web beacons, or similar third-party technologies to store data on Utility|Pay sites or in Utility|Pay services, applications and tools with the consent of Utility|Pay. These service providers allow Utility|Pay to provide a faster and more secure user experience.

They may also use the technologies described above to help us provide our content and advertising and compile anonymous site analysis and statistics. Service providers are not allowed to collect your personal data on sites or in Utility|Pay services, applications or tools for their own purposes. Service providers enter into confidentiality agreements with Utility|Pay and are subject to other legal restrictions on the use or collection of user personal data. Third-party cookies are subject to the privacy policies of the third parties.

Except for the use of such technologies by our service providers or authorized third parties, Utility|Pay does not allow the placing of third-party content on its sites, such as advertisements, communications between members, comments, reviews, and so on to include or use cookies, web beacons, local archives, or similar technologies for the purpose of monitoring or acquiring the user's personal data. If you believe that an advertisement or other third-party content may acquire personal data or use tracking technologies on one of our sites, send an email to spoof@utilitypay.net .